jrmhmurphy asked: I just wanted to add my unsolicited thoughts on the question you just received, which began, "Why do so many people feel the need to ask me when my husband and I plan on having children?" My wife and I are child-free, and we're very, very clear that it is not a negotiation. It's our decision. When we're talking to someone who actually wants to listen, we explain that we like having money. There are health issues, but we mostly focus on the fact that we have made our choice. This usually works.